Payday Loans Kelowna is paid by lenders, not by you. This page says how that works, what the apply link carries, and what the fee does and does not touch.
How the referral fee works
When you click any apply link on this site you go to a separate application platform used by licensed Canadian lenders, and if a lender on that platform funds your loan, the lender pays us a referral fee. The fee is a marketing cost on the lender's side, no different from a sign on a RapidBus shelter along Harvey Avenue. An application that is declined, abandoned or cancelled earns nothing.
What it means for your price
Nothing on your side changes because a referral fee exists. The fee on a payday loan is set by the lender inside the cap that federal regulation imposes, and it is the same whether you found the lender through this site, a search engine or a counter on Highway 33 in Rutland. The APR on an installment loan is set by the lender's offer under the 35% federal ceiling. We never add a charge.
What the apply link carries
The apply link carries a site code and nothing else. The code tells the platform which website sent you, so the fee can be matched to a funded loan. It does not carry your name, your location or the page you were reading; the privacy page has the detail.
What the fee does and does not influence
The fee gives us a reason to want your application to fund with a lender that will approve you, and no say in which lender that is. The platform matches on your income, your province and your account, not on who pays us. No lender pays for placement on this site: we do not rank lenders, recommend a named lender, list the storefronts on Harvey Avenue, or publish reviews.
What we are not
We are not a lender, a loan broker or a financial adviser, and the referral fee does not make us one. We do not receive your application, your banking details, your credit file or the terms you sign; we learn that a loan funded and the amount of the fee, and that is all. The about page covers who we are, the terms of use cover the rest, and questions go to the contact page.
Loan options in Kelowna
One page per product: who qualifies, how fast it funds and what to check before you sign.
